PLDT MVP Rewards Card: Cash Rebates That Do Not Expire

Last updated May 4, 2019Personal Finance

I recently discovered this rewards program which is being offered to subscribers of PLDT, Smart, Sun Cellular and Talk and Text (TNT).

The MVP (Most Valuable Partner) Rewards Card enables you to connect multiple PLDT, Smart, Sun Cellular and TNT accounts and link it to just one rewards wallet.

Aside from being a rewards card, it can act as your prepaid debit card as it lets you redeem your rebates through VISA.

The MVP Rewards Card provides you exclusive deals and discounts. It can also be used as a tap card when paying for toll fees along the Cavite Expressway.

The MVP Rewards Card can also be integrated with your Paymaya account enabling you to use all of Paymaya’s features and combining the account balances into one.

Let me further discuss the key benefits of the MVP Rewards Card.


7 Things you need to know about the MVP Rewards Card


1. You can enroll multiple partner company accounts into one MVP Rewards Card.

The rebates you earn from multiple partner company accounts can be consolidated into one MVP Rewards Card.

Here are the following accounts which you may enroll. Although, I’ve only enrolled one (PLDT Fibr) for my rewards card so far.

  • PLDT Landline
  • PLDT Fibr
  • PLDT Ultera*
  • Home Bro/Canopy*
  • WIMAX*
  • Smart Postpaid
  • Smart Prepaid
  • Sun Postpaid
  • Sun Prepaid
  • Sun FLP
  • Sun Duo**
  • SunTel**
  • TNT
  • Smart Bro Postpaid
  • Smart Bro Prepaid
  • Sun Bro Postpaid
  • Sun Bro Prepaid

* Use first 3 digits of the SRN as the area code

**Use the mobile number to receive the onetime PIN


You might also ask, are you allowed to enroll other accounts which are not in your name?

The answer is yes though it may be subjected to further verification.

Even if I haven’t experience this yet, I’m guessing that a Letter of Authorization from the account owner will be needed.

It is also important to note that an account may only be enrolled once by a customer.

Lastly, corporate accounts are not eligible to qualify for the rebates.

2. You earn cash rebates that do not expire.

Yes you read it right. Points you earn with the MVP Rewards Card are considered as cash rebates and do not expire. As of now, there are two ways to earn rebates:

  • For postpaid accounts of Smart, Sun and PLDT Home, you will be able to earn points for every bill that you paid in full and on time.
  • For prepaid accounts of Smart, Sun and TNT, you will be able to earn points every time you load.

Here is the point conversion:

PLDT Home: every 250 pesos = 1 point

Smart, Sun, TNT: every 200 pesos = 1 point


3. The MVP Rewards Card comes in two forms:  a physical card and a virtual card.

The physical MVP Rewards Card is powered by VISA while the virtual MVP Rewards Card is supported by Mastercard.

Even if they are different, both of them share the same wallet so your balance will be deducted regardless of which card you use.

Moreover, since the card numbers of the two are different, if the physical card is lost, you may still use the virtual card.


4. You can use the virtual card to pay online purchases.

Another important thing to note is that the virtual card can only be used for online transactions.


5. The physical MVP Rewards Card can be used to pay for in-store transactions or when dining at restaurants anywhere that accepts VISA.

As the physical MVP Rewards Card is powered by VISA, it can be used as a prepaid debit card in paying for transactions anywhere (both local and abroad) that accepts VISA.


6. You are eligible for exclusive deals and privileges.

MVP Rewards Card owners are eligible in availing exclusive deals and privileges provided by partner merchants just by showing or using the rewards card.

Check out the list of merchants in the Deals and Privilege section within your account.

7. The physical MVP Rewards Card can be used to pay toll fees at the Cavite Expressway (CAVITEX).

As the MVP Rewards Card has the paywave functionality, those subscribers residing in the South, can use it as a tap card for toll fees when passing through CAVITEX.

Getting the MVP Rewards Card

I decided to get one for myself as this will be a great add on to my personal stack of rewards card since the rebates do not expire. But first:

You need to have at least one account from their partner companies.

In order to be eligible to join, you need to be their customer first as you would need to link at least one account to the MVP Rewards Card.

Most of their partner companies as of now are part of the PLDT group (PLDT Home, Smart, Sun Cellular and TNT).

This was easy for me as we currently have PLDT Home Fibr as our internet service provider.

You need to have a Smart, Sun or TNT cellphone number.

Since most of the partner companies are from the PLDT group, it would only make sense that they will require you to register using a Smart, Sun or TNT cellphone number.

Apparently, this slipped my mind, so I initially tried to register using my Globe cellphone number. More on this later.

Register at the MVP Rewards Card website.

Signing up was very easy. Just go to their website and click on the signup button.

You will then be asked for your mobile number, email address and a password that you would want to use.

A 6 digit code will be sent to your cellphone number. Key in the code to verify your account.

Here’s a boo-boo moment: I was initially wondering why I was not receiving any verification code.

It was only after several tries I realized that I was trying to register using a Globe cellphone number!

After the verification, you will then be asked for additional personal information like your complete name, address and birthday.

You now have to link a partner company account to your MVP Rewards card.

[3/6/2018 update] It took 5 days to verify the account that I enrolled with my MVP Rewards Card.

If you signed up within the qualified time period, your MVP Rewards Card is free but the physical card can either be home delivered (also for free) or for store pick up.

I am not sure if it is intended to be that way, but I didn’t receive any email acknowledgement or email notice from MVP Rewards Card with regard to the delivery of my physical card.

Though, since I registered today (February 28, 2018 is the last day for qualified subscribers to sign up so that they can get their MVP Rewards Card personalized and delivered to their home for free), I am assuming that I am qualified for the free delivery.

I’ll update this blog once I get an update from them or if I received the card via home delivery.

If you managed to sign up from March 1 until April 30, 2018 and that you are a qualified subscriber, you may still get the MVP Rewards Card for free during the claiming period (March 15 to May 15, 2018) at any PLDT, Smart and Sun stores.

[3/6/2018 Update] Apparently, I did not make the cut for their free home delivery (even if I registered on the deadline) as I received a text yesterday informing me to pick up the MVP Rewards Card at any PLDT Retail Store during the claiming period. Boo!

Finally, I have my physical rewards card. So, what’s next?

Here are the steps that you need to do:

  1. First on the list is to activate your card by downloading and registering to the PayMaya app.
  2. Complete the registration details by signing up using the mobile phone number that you used to register your MVP Rewards Card.
  3. Go to My Cards tab then click on link PayMaya Card. After entering the required details, your card will be activated.

With everything set, you now just have to pay your bills in full and on time or to load up your cellphone to earn cash rebates that do not expire!

Be sure to revisit this post as I’ll be updating this blog with additional reviews of my experiences using the MVP Rewards card.

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